juliems Posted December 18, 2022 Share Posted December 18, 2022 Hello, I’m looking for a expat health insurance in Thailand. I’m living in Pattaya and Bangkok most of the time. Do you have any recommendations? Thank you. Quote Link to comment Share on other sites More sharing options...
eddiejj Posted December 18, 2022 Share Posted December 18, 2022 We’ve been satisfied with BUPA insurance as Expats. It is affordable but does have exclusions for pre-existing conditions. Quote Link to comment Share on other sites More sharing options...
JimmyMango Posted December 18, 2022 Share Posted December 18, 2022 It’s all fine and dandy until you have a serious medical issue and you go to the hospital to get treatment. I have BUPA Thailand provided by my employer. I had severely herniated discs that required surgery. I was hospitalized for a week to get physical therapy 2x/day. My bill was 85,000 after 7 days. BUPA Thailand said “You must pay yourself first because we need to investigate if your condition is pre-existing.” I told them I had never had this problem before. Their answer was “It can take up to 90 days for our investigation.” I had to cough up 85,000 and get my ass home despite still being in pain because I couldn’t afford to stay another day. End result: They found no evidence of pre-existing condition. They didn’t even notify me. I had to call to ask what was up with the investigation. Quote Link to comment Share on other sites More sharing options...
Lionel8 Posted December 18, 2022 Share Posted December 18, 2022 Be Careful of Expat Health Insurance, Especially Cigna. I am a lawyer who has sued, successfully, many insurance companies. I know what games they play with coverage. When I purchased my coverage with Cigna, I asked some very specific and important questions of the salesperson. He made certain clear promises. When I got the 100 page policy, I checked to see if he was truthful. He was not. These were major problems. When I e-mailed him and said that his statements contradicted the 100 page policy that no one can read, he replied “:we expect everyone to read the policy.” I did not cancel right away. But I have had problem after problem with them. Six months ago I repeatedly called an e-mailed them to cancel my policy. They are still deducting premiums from my bank account, even though I verbally and in writing, on multiple occasions, revoked their authority to do this. Their insurance is more or less worthless to me. Quote Link to comment Share on other sites More sharing options...
Luke555 Posted March 20 Share Posted March 20 I am looking for some recommendations on health insurance providers, specifically those that cater to expats. I am currently considering purchasing health insurance from a local expats group, but I am also curious to hear from anyone who has experience with Thai health insurers, particularly AXA. While I am hesitant to buy from a Thai company, I have found that other well-known international insurers such as BUPA are charging exorbitant premiums of $800 per month, which is not something I can afford without sacrificing my lifestyle. If you have any experience with Thai health insurance providers or AXA in particular, I would greatly appreciate your insights. Please feel free to message me privately if necessary, as I am aware of the potential legal consequences that can come with criticizing Thai companies. Thank you for your help in advance! Quote Link to comment Share on other sites More sharing options...
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